Patients & Families

Financial Information

We believe that health care is self-directed and is a partnership between you, your family and your health care provider. We offer educational, physical and emotional support, so that you can make the decisions that are right for you.
Estimating surgery costs

Payment Options


Accepted/Non-Accepted Insurance at ARSC (2025)

If there is an insurance company that is not listed, please double check with us and we will call to find out if we are in network or not before you schedule!
AETNA – ALL PLANS
BCBS PPO – NO PLANS WITH PREFIX EAD
BCBS HMO (Referrals Needed) – NO CENTEGRA & ST. JOE’S (YES – GOOD SHEPHERD (Site 331), SHERMAN (Site 474), AND NORTHWESTERN (Site 475).
CHOICE CARE – ALL PLANS
CIGNA – NO Cigna True Choice Medicare PPO
CORVEL – ALL PLANS
HEALTH ALLIANCE – NO HMO
HFN – PPO ONLY
HUMANA – ALL PLANS (HMO Select OON & HUM Community Select OON)
MEDICARE – PART B ONLY
PHCS / MULTIPLAN *PLEASE DOUBLE CHECK WITH US BEFORE SCHEDULING* – NO International Benefits Administrators PO BOX 576 Arnold, MD 21012
PREFERRED PLAN – PPO ONLY
MIDWEST OPERATING ENGINEERS WELFARE FUND
TRICARE
UHC / UMR – NO Charter HMO, Advocate Aurora, Compass EPO, Compass HMO/HMO Plus, Compass POS, Heritage EPO, Heritage HMO POS, Heritage Plus POS, Heritage Primary Advantage, Heritage Select Advantage, Mid-Atlantic Gated HMO & NHP Direct Access (we ACCEPT NAVIGATE HMO)
WORKERS COMP
VA
MERITAIN HEALTH
DEVOTED HEALTH – HMO accepted
ASSIST HEALTH
CENTIVO – NOT ACCEPTED
HEALTHLINK – NOT ACCEPTED
WELLCARE – NOT ACCEPTED
AMBETTER – NOT ACCEPTED

Medicare

We accept Medicare Part B only. Although we are a participating Medicare provider, please be aware that not all procedures are approved by Medicare for ambulatory surgery centers. We will do our best when you call to schedule a patient to let you know if a procedure is not approved. If that is the case, please understand if we ask you to schedule your patient at another facility.

Self-Pay

We offer an extended payment plan through Care Credit for patients that are approved allowing up to 18 (eighteen) months interest free for those patients unable to pay their balance in full. We accept cash, personal checks, Visa, MasterCard and Discover and offer self-pay patients a discount for paying in full at the time of service.

Financial Policy

On the day of your surgery, please provide us with a copy of your most recent insurance card and a picture I.D. Incorrect information will delay or withhold payment from your insurance company.
Your co-pay, co-insurance and unmet deductible, if any, are due in full the day of your surgery.

Please refer to the attached

PDFSpanish-PDF

for our full Financial Policy.

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